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Mommy Gearest

Real life. Real reviews.

I’ll have it #PrepaidMyWay (sponsored post)

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What if someone handed you $300? Today. Right now.

Chances are you’ve had a little something on your wish list that hasn’t quite made its way into your monthly budget. A new pair of boots, that little black dress, a spa day.

Whatever it is, you probably haven’t treated yourself because — like many women — you treat everyone else first.

Or, maybe you’re like me, and have no trouble treating yourself but you typically go over-budget in the process. Because you can’t just buy the special anti-aging face wash. Oh, no…you need the toner and the serum and the moisturizer and the eye cream, and, and, and.

So when I recently took up skiing, I put skis, poles and boots on my wish list. And a helmet. And goggles (pretty ones, obviously). And waterproof mitts. See the problem?

Prepaid credit cardsAs usual, my wish list didn’t exactly fit into my monthly budget.

One way I’m starting to stick to a budget is by using prepaid credit cards. Instead of my regular credit card, which seems to know no bounds, I can opt for smaller denominations. That gives me two choices: buy less-expensive versions of my wish list items, or buy them in smaller doses and spread out the spending.

Salomon ski bootsOf course, there’s also never any worry about interest charges or identity theft when using prepaid credit cards either, so those are a couple of big wins.

I don’t just love using prepaid credit cards, either; I love getting them. Gone are the days when I hoped and dreamed for store gift cards for my birthday or Christmas. No; I want choices! Options! FREEDOM of the Mel-Gibson-in-Braveheart variety!

After all, this girl has champagne taste, so I’ll hoard a few prepaid credit cards that I’m gifted to save up for something special. Like my new ski boots.

But enough about me. What’s on YOUR wish list?

Want to learn more? Visit the Canadian Prepaid Providers Organization (CPPO).

CONTEST

From now until February 5, 2016, at 11:59 p.m. ET enter to win a $100 #PrepaidMyWay credit card!

You MUST have a Twitter handle and reside in Canada to be eligible to win. Just follow me and RT (re-tweet) this. Every tweet is an entry and you can enter as many times as you like. Comments below answering “what’s on your wish list?” are considered bonus entries.

 

DISCLAIMER: I was compensated for this post. But all shopping problems, opinions and tips are my own.

 

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Comments

  53. On my bigger wish list? A trip to an all-inclusive resort in either Mexico (our usual) or Jamaica (for something different) with my husband to celebrate our anniversary or his upcoming birthday! On my small wish list? A new purse from Danier!

    Reply

  54. On my bigger wish list? A trip to an all-inclusive resort in either Mexico (our usual) or Jamaica (for something different) with my husband to celebrate our anniversary or his upcoming birthday! On my small wish list? A new purse from Danier!

    Reply

  57. On my wish list is a new humidifier/purifier for our house so the family can benefit from some cleaner air and all our dry skin will benefit from more humid air!

    Reply

  58. On my wish list is a new humidifier/purifier for our house so the family can benefit from some cleaner air and all our dry skin will benefit from more humid air!

    Reply

  105. At the top of my wish list right now is not glamorous but very needed. My washing machine died a few months and I have 2 elementary school kids. I hate going to the laundry mat to do laundry. I need a new washing machine.

    Reply

  106. At the top of my wish list right now is not glamorous but very needed. My washing machine died a few months and I have 2 elementary school kids. I hate going to the laundry mat to do laundry. I need a new washing machine.

    Reply

  135. My wish list is for my first grandchild, born Nov 27, 2016 to live closer or money for gas so I can see her more!!

    Reply

  136. My wish list is for my first grandchild, born Nov 27, 2016 to live closer or money for gas so I can see her more!!

    Reply

  159. Not sure what is on my list but we like to go out to dinner sometimes so that would be something nice to do

    Londia

    Reply

  160. Not sure what is on my list but we like to go out to dinner sometimes so that would be something nice to do

    Londia

    Reply

  191. hmm, on my wish list is a cleaning lady, now wouldn’t that be super? Besides that I’d like a good quality winter jacket that really does keep me warm in winter 🙂

    Reply

  192. hmm, on my wish list is a cleaning lady, now wouldn’t that be super? Besides that I’d like a good quality winter jacket that really does keep me warm in winter 🙂

    Reply

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