What if someone handed you $300? Today. Right now.
Chances are you’ve had a little something on your wish list that hasn’t quite made its way into your monthly budget. A new pair of boots, that little black dress, a spa day.
Whatever it is, you probably haven’t treated yourself because — like many women — you treat everyone else first.
Or, maybe you’re like me, and have no trouble treating yourself but you typically go over-budget in the process. Because you can’t just buy the special anti-aging face wash. Oh, no…you need the toner and the serum and the moisturizer and the eye cream, and, and, and.
So when I recently took up skiing, I put skis, poles and boots on my wish list. And a helmet. And goggles (pretty ones, obviously). And waterproof mitts. See the problem?
One way I’m starting to stick to a budget is by using prepaid credit cards. Instead of my regular credit card, which seems to know no bounds, I can opt for smaller denominations. That gives me two choices: buy less-expensive versions of my wish list items, or buy them in smaller doses and spread out the spending.
I don’t just love using prepaid credit cards, either; I love getting them. Gone are the days when I hoped and dreamed for store gift cards for my birthday or Christmas. No; I want choices! Options! FREEDOM of the Mel-Gibson-in-Braveheart variety!
After all, this girl has champagne taste, so I’ll hoard a few prepaid credit cards that I’m gifted to save up for something special. Like my new ski boots.
But enough about me. What’s on YOUR wish list?
Want to learn more? Visit the Canadian Prepaid Providers Organization (CPPO).
From now until February 5, 2016, at 11:59 p.m. ET enter to win a $100 #PrepaidMyWay credit card!
You MUST have a Twitter handle and reside in Canada to be eligible to win. Just follow me and RT (re-tweet) this. Every tweet is an entry and you can enter as many times as you like. Comments below answering “what’s on your wish list?” are considered bonus entries.
DISCLAIMER: I was compensated for this post. But all shopping problems, opinions and tips are my own.